Privacy Policy

At Bao: Finance Coach, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect your information when you use our app. By using Bao: Finance Coach, you agree to the collection and use of your data as described in this policy. If you do not agree, please do not use the app.Information We CollectPersonal Information
While using our app, you may provide us with certain personally identifiable information, including but not limited to:Name
Email address (if you choose to create an account or contact us)
Financial data (such as income, expenses, and budgeting details)
Automatically Collected Data
Bao: Finance Coach automatically collects information about your device and usage patterns:Device ID and type
Operating system and version
App usage data (features used, frequency of access, etc.)
Financial Information
The app allows users to input financial details for the purpose of budgeting and financial coaching. This information remains private to you and is used solely for providing personalized insights and recommendations within the app.How We Use Your InformationTo Provide App Services
We use the information you provide to deliver the core functionality of Bao: Finance Coach, such as helping you track expenses, monitor your budget, and provide personalized financial advice.Improve App Performance
Data about your usage helps us improve the app’s performance and user experience, ensuring it runs smoothly on various devices and systems.Communication
If you provide your email address, we may use it to send you updates about the app, financial tips, or important account information. You can opt out of these communications at any time.Sharing Your InformationService Providers
We may share your data with trusted third-party service providers who help us operate the app (e.g., hosting providers, analytics services). These providers are bound by confidentiality agreements and are not allowed to use your data for any other purpose.Legal Obligations
We may disclose your information if required to do so by law, or to protect our rights and safety, or that of our users and the public.Data SecurityWe implement appropriate technical and organizational measures to protect your data from unauthorized access, loss, or alteration. However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.Data RetentionWe will retain your information only as long as necessary to fulfill the purposes outlined in this policy, or as required by law. If you request account deletion, we will securely erase your data from our systems.Your RightsAccess and Correction
You have the right to access the personal information we hold about you. If you notice any inaccuracies, you can request corrections by contacting us.Data Deletion
You can request that we delete your personal information at any time by contacting us at the email provided below. We will respond in compliance with applicable laws.Opt-Out of Communications
If you no longer wish to receive communications from us, you can opt out by following the unsubscribe instructions in the emails or by contacting us.Children’s PrivacyBao: Finance Coach is not intended for individuals under the age of 13. We do not knowingly collect personal information from children. If we discover that we have collected data from a child under 13, we will delete it immediately. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.International Data TransfersIf you are located outside the country where our servers are located, your information may be transferred to, stored, and processed in a different country. We ensure that any such transfers comply with applicable data protection laws.Changes to This Privacy PolicyWe may update this Privacy Policy from time to time to reflect changes in our practices or legal obligations. Any changes will be posted within the app, and your continued use of Bao: Finance Coach after such updates will indicate your acceptance of the revised policy.Contact UsIf you have any questions or concerns about this Privacy Policy or your data, please contact us at:Email: [email protected]